Cost of Living in Harper, TX

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B+
10%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harper Texas National
Cost of living11094100
Groceries10298100
Health care10398100
Housing12683100
Transportation10798100
Utilities101103100
Lifestyle & Entertainment10098100
Household Items10298100
Education & Childcare10898100
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Homes For Sale In Harper, TX

property for sale

09 Broken Arrow RD

Harper, TX
property for sale

2546 Reservation Rd

Harper, TX
property for sale

Lot 85 Stock Pond DR

Harper, TX
property for sale

281 Oak Rd

Harper, TX

Cost Of Living Quick Facts

  • The cost of living in Harper is 17% higher than the Texas average
  • The cost of living in Harper is 10% higher than the national average
  • Harper housing is 26% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Harper

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Compare Harper, TX Cost of Living

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      Cost of living index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,630$7,636$2,138$2,749
      Renters$65,417$5,451$1,526$1,963

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Harper, TX1,44711010.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Descanso, CA1,44714949.1%
      Buchanan, GA1,447937.4%
      Philo, IL1,447973.3%
      Fort Dick, CA1,44612222.1%
      Riverdale Park, CA1,44612221.7%
      Harper, TX1,44711010.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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