Cost Of Living in Harmony, RI

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D+

21%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Harmony	Rhode Island	National
Cost of living	121	110	100
Groceries	101	103	100
Health care	105	103	100
Housing	158	124	100
Transportation	105	104	100
Utilities	107	106	100
Lifestyle & Entertainment	108	107	100
Household Items	104	105	100
Education & Childcare	105	106	100

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Homes For Sale In Harmony, RI

10 Hamilton HL

Glocester, RI

200 Waterman Lake Dr

Chepachet, RI

Cost Of Living Quick Facts

The cost of living in Harmony is 9% higher than the Rhode Island average
The cost of living in Harmony is 21% higher than the national average
Harmony housing is 58% higher than the national average
Rhode Island general sales tax is 37% higher than the national average
Rhode Island state income tax is 44% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$120,292	$10,024	$2,807	$3,609
Renters	$0	$0	$0	$0

Rhode Island Sales Tax

State	General Sales Tax	With Max Surtax
Rhode Island	7%	7%

Rhode Island Income Tax

State	Income Tax (Low)	Income Tax (High)
Rhode Island	3.75%	5.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Clayville, RI	83	105	4.9%
Moosup, CT	4,011	104	3.7%
Central Falls, RI	20,175	103	3.0%
Danielson, CT	4,138	105	4.6%
Woonsocket, RI	42,718	105	4.7%
Harmony, RI	1,230	121	20.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kingston, IL	1,230	97	3.3%
Oriskany, NY	1,230	101	0.9%
Duncansville, PA	1,230	91	9.4%
Bradford, TN	1,230	82	17.6%
Mervin No. 499, SK	1,230	n/a
Harmony, RI	1,230	121	20.5%