Cost of Living in Hardy, NE

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31%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
92%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hardy Nebraska National
Cost of living6991100
Groceries9597100
Health care9698100
Housing876100
Transportation9799100
Utilities9696100
Lifestyle & Entertainment9597100
Household Items9998100
Education & Childcare9096100
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Cost Of Living Quick Facts

  • The cost of living in Hardy is 24% lower than the Nebraska average
  • The cost of living in Hardy is 31% lower than the national average
  • Hardy housing is 92% lower than the national average
  • Nebraska general sales tax is 8% higher than the national average
  • Nebraska state income tax is 5% lower than the national average

Most Affordable Places to Live in and Around Hardy

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Compare Hardy, NE Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,344$6,445$1,805$2,321
      Renters$37,418$3,118$873$1,123

      Nebraska Sales Tax

      State General Sales Tax With Max Surtax
      Nebraska 5.5% 7.5%

      Nebraska Income Tax

      State Income Tax (Low) Income Tax (High)
      Nebraska 2.46% 6.64%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Republic, KS1207029.7%
      Webber, KS197624.5%
      Byron, NE877624.4%
      Nelson, NE4427821.9%
      Superior, NE1,8667921.3%
      Hardy, NE2116930.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bear Valley, CA21112524.5%
      Glen Ridge, FL21113534.6%
      Coulter, IA2118020.5%
      Sherrill, IA211973.4%
      Bloomington, ID21111817.7%
      Hardy, NE2116930.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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