Cost Of Living in Harbor Isle, NY

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F

54%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

157%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Harbor Isle	New York	National
Cost of living	154	121	100
Groceries	106	106	100
Health care	111	110	100
Housing	257	144	100
Transportation	112	113	100
Utilities	109	112	100
Lifestyle & Entertainment	111	111	100
Household Items	103	106	100
Education & Childcare	118	118	100

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Homes For Sale In Harbor Isle, NY

50 Island Pkwy N

Island Park, NY

208 Island Pkwy W

Island Park, NY

Cost Of Living Quick Facts

The cost of living in Harbor Isle is 28% higher than the New York average
The cost of living in Harbor Isle is 54% higher than the national average
Harbor Isle housing is 157% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$226,315	$18,860	$5,280	$6,790
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hempstead, NY	56,908	131	30.5%
North Lindenhurst, NY	11,096	131	30.8%
Copiague, NY	23,901	131	31.3%
Roslyn, NY	2,998	132	32.2%
North Amityville, NY	19,627	133	32.5%
Harbor Isle, NY	1,029	154	54.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mansfield, IL	1,029	93	6.7%
Clayton, IN	1,029	94	5.7%
Bloomville, OH	1,029	81	19.2%
Greenville, GA	1,030	86	14.3%
Jeffersonville, GA	1,028	81	18.9%
Harbor Isle, NY	1,029	154	54.2%