Cost of Living in Clayton, IN

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A+
6%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clayton Indiana National
Cost of living9489100
Groceries9797100
Health care9997100
Housing9172100
Transportation9696100
Utilities9596100
Lifestyle & Entertainment9295100
Household Items9798100
Education & Childcare9194100
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Homes For Sale In Clayton, IN

property for sale

81 Crawford St

Clayton, IN
property for sale

5623 Bluewing Creek Ln

Clayton, IN
property for sale

3928 Bamboo Branch Dr

Clayton, IN
property for sale

500 S County Road 100 W

Clayton, IN

Cost Of Living Quick Facts

  • The cost of living in Clayton is 6% higher than the Indiana average
  • The cost of living in Clayton is 6% lower than the national average
  • Clayton housing is 9% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Clayton

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Compare Clayton, IN Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$116,548$9,712$2,719$3,497
      Renters$88,816$7,401$2,072$2,665

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cloverdale, IN1,9748416.3%
      Roachdale, IN7128614.5%
      Brooklyn, IN2,7158613.5%
      Fillmore, IN5358713.2%
      Stilesville, IN3078712.9%
      Clayton, IN1,029945.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mansfield, IL1,029936.7%
      Harbor Isle, NY1,02915454.2%
      Bloomville, OH1,0298119.2%
      Greenville, GA1,0308614.3%
      Jeffersonville, GA1,0288118.9%
      Clayton, IN1,029945.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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