Cost of Living in Hamilton, IN

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A+
6%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
12%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hamilton Indiana National
Cost of living9489100
Groceries9897100
Health care9597100
Housing8872100
Transportation10096100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items10098100
Education & Childcare9594100
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Homes For Sale In Hamilton, IN

property for sale

115 Lane 271 Hamilton Lk

Hamilton, IN
property for sale

395 Lane 148 Hamilton Lk

Hamilton, IN
property for sale

2000 Lane 120 Hamilton Lk

Hamilton, IN
property for sale

Clark's Landing Co Op 36

Hamilton, IN

Cost Of Living Quick Facts

  • The cost of living in Hamilton is 6% higher than the Indiana average
  • The cost of living in Hamilton is 6% lower than the national average
  • Hamilton housing is 12% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Hamilton

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Compare Hamilton, IN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,618$9,802$2,744$3,529
      Renters$57,701$4,808$1,346$1,731

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nettle Lake, OH3137425.9%
      Waterloo, IN2,2848316.6%
      Ashley, IN1,0828416.5%
      Camden, MI7168316.6%
      Corunna, IN1958416.1%
      Hamilton, IN1,759945.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      McAlmont, AR1,7598910.5%
      Saint-Charles-sur-Richelieu, QC1,759n/a 
      Malvern, AL1,7588415.8%
      Lake Sherwood, CA1,758351251.2%
      Harlan, IN1,758918.8%
      Hamilton, IN1,759945.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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