Cost Of Living in Hagerman, NM

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17%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

52%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hagerman	New Mexico	National
Cost of living	83	94	100
Groceries	98	98	100
Health care	97	98	100
Housing	48	85	100
Transportation	97	98	100
Utilities	100	97	100
Lifestyle & Entertainment	96	96	100
Household Items	98	98	100
Education & Childcare	100	96	100

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Homes For Sale In Hagerman, NM

400 S Manchester Ave

Hagerman, NM

BLK 1

Lot 24 Norte Vista Loop, Ha

BLK 1

Lot 22 Norte Vista Loop, Ha

BLK 1

Lot 23 Norte Vista Loop, Ha

Cost Of Living Quick Facts

The cost of living in Hagerman is 12% lower than the New Mexico average
The cost of living in Hagerman is 17% lower than the national average
Hagerman housing is 52% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$66,573	$5,548	$1,553	$1,997

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Midway, NM	651	81	19.4%
Lake Arthur, NM	418	84	15.8%
Dexter, NM	1,098	85	14.9%
Hagerman, NM	672	83	17.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Crooked Creek, GA	672	100	0.5%
Sandy Hook, KY	672	80	19.6%
Buffalo Lake, MN	672	86	13.7%
Ellsinore, MO	672	82	17.7%
Pavilion, NY	672	95	4.7%
Hagerman, NM	672	83	17.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Hagerman, NM

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Hagerman

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Median Income & Debt-To-Income Ratio

New Mexico Sales Tax

New Mexico Income Tax

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