Cost Of Living in Grayson, OK

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19%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

53%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Grayson	Oklahoma	National
Cost of living	81	88	100
Groceries	96	96	100
Health care	96	95	100
Housing	47	70	100
Transportation	94	96	100
Utilities	97	96	100
Lifestyle & Entertainment	91	94	100
Household Items	98	97	100
Education & Childcare	92	93	100

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Cost Of Living Quick Facts

The cost of living in Grayson is 8% lower than the Oklahoma average
The cost of living in Grayson is 19% lower than the national average
Grayson housing is 53% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,626	$5,136	$1,438	$1,849
Renters	$0	$0	$0	$0

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Stidham, OK	21	95	5.1%
Hitchita, OK	62	73	26.6%
Weleetka, OK	1,044	78	21.9%
Hoffman, OK	107	79	21.2%
Boynton, OK	156	79	21.2%
Grayson, OK	183	81	19.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Point Lay, AK	183	101	0.9%
Iuka, KS	183	85	15.1%
Watson, MN	183	82	17.5%
Knox City, MO	183	76	23.8%
Reeds, MO	183	80	19.7%
Grayson, OK	183	81	19.4%