Cost of Living in Gray, TN

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4%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gray Tennessee National
Cost of living9692100
Groceries9698100
Health care9997100
Housing9280100
Transportation9797100
Utilities9998100
Lifestyle & Entertainment9997100
Household Items9898100
Education & Childcare10097100
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Homes For Sale In Gray, TN

property for sale

568 Gray Station Rd #3

Johnson City, TN
property for sale

182 Gunners Way

Johnson City, TN
property for sale

323 Piper Gln

Johnson City, TN
property for sale

319 Piper Gln

Johnson City, TN

Cost Of Living Quick Facts

  • The cost of living in Gray is 4% higher than the Tennessee average
  • The cost of living in Gray is 4% lower than the national average
  • Gray housing is 8% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gray

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Compare Gray, TN Cost of Living

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,507$6,959$1,948$2,505
      Renters$55,702$4,642$1,300$1,671

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Telford, TN1,0198217.9%
      Weber City, VA1,6418713.0%
      Fall Branch, TN1,2068712.5%
      Bloomingdale, TN9,6888712.5%
      Bluff City, TN2,1408712.9%
      Gray, TN1,377963.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Edison, GA1,3777920.9%
      University Heights, IA1,37711817.8%
      Chatsworth, IL1,3778416.2%
      Funny River, AK1,37611110.8%
      Marshall, AR1,3788515.3%
      Gray, TN1,377963.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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