Cost Of Living in Gray Summit, MO

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11%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

26%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gray Summit	Missouri	National
Cost of living	89	90	100
Groceries	95	96	100
Health care	97	97	100
Housing	74	77	100
Transportation	98	96	100
Utilities	93	95	100
Lifestyle & Entertainment	97	95	100
Household Items	97	97	100
Education & Childcare	92	95	100

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Homes For Sale In Gray Summit, MO

430 Wilderness Trl

Labadie, MO

344 Olympic Dr

Gray Summit, MO

6827 Eagles Landing Ct

Pacific, MO

Lot 33 Meramec Ave

Gray Summit, MO

Cost Of Living Quick Facts

The cost of living in Gray Summit is 1% lower than the Missouri average
The cost of living in Gray Summit is 11% lower than the national average
Gray Summit housing is 26% lower than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,993	$7,499	$2,100	$2,700
Renters	$37,618	$3,135	$878	$1,129

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Defiance, MO	70	96	4.3%
Three Creeks, MO	4	96	4.3%
Lake Tekakwitha, MO	280	82	17.6%
Grayhawk, MO	801	83	17.3%
Cedar Hill Lakes, MO	354	84	15.6%
Gray Summit, MO	2,446	89	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sleepy Hollow, CA	2,446	403	303.2%
Antlers, OK	2,446	80	19.9%
Pembina, MB	2,446	n/a
Crosslake, MN	2,445	122	22.1%
Shadow Lake, WA	2,445	147	47.2%
Gray Summit, MO	2,446	89	10.8%