D+
23%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
78%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Grapevine Texas National
Cost of living12394100
Groceries10098100
Health care10098100
Housing17883100
Transportation10098100
Utilities105103100
Lifestyle & Entertainment10198100
Household Items9698100
Education & Childcare9998100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Grapevine, TX

Getting a feel for the cost of living in Grapevine is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Grapevine is 123, which is 23% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Grapevine is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Grapevine falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs significantly influence the Grapevine cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 77.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

What Do Locals Say About the Cost of Living in Grapevine?

Nobody knows their city better than the people who actually live there. So, we asked 13 local residents how they would rate the cost of living in Grapevine and this is how they responded. 31% of people said that the cost of living was affordable, with prices decreasing, while 69% of people said that the cost of living was very expensive and prices continue to rise.

Is Grapevine Affordable?

Wondering if Grapevine is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Grapevine, for example, the median home price is 89.9% higher than what folks pay nationally, and monthly rent is 49.4% higher than the usual rates. Plus, income levels matter too, with Grapevine boasting a median household income of $140,929, which is 73.3% higher than the national average.

What Factors can Influence the Cost of Living in Grapevine?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Grapevine, the housing index comes in at 77.7% higher than the national average.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Grapevine, the transportation index is 0.4% lower than the national average.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The Grapevine cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Grapevine is 31% higher than the Texas average
  • The cost of living in Grapevine is 23% higher than the national average
  • Grapevine housing is 78% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Grapevine

See all the best places to live around Grapevine

Compare Grapevine, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Grapevine?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Grapevine?
      Write a review to give others more information about this area.
      See all Grapevine poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$190,861$15,905$4,453$5,726
      Renters$97,165$8,097$2,267$2,915
      A good indicator of the general affordability of housing in Grapevine, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Grapevine, the median monthly income is $190,861 for those who own their own homes. Under the standard rule, that income level would allow for $4,453 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $97,165, per the median income in the area. That would allow for renters to spend up to $2,267 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Corral City, TX14991.3%
      Bristol, TX462991.1%
      Horseshoe Bend, TX6418316.7%
      Cockrell Hill, TX4,306927.9%
      Haltom City, TX45,221955.4%
      Grapevine, TX56,07212323.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Anderson, IN56,0578416.4%
      Yucaipa, CA56,12613434.3%
      Mount Prospect, IL55,99611919.3%
      Colton, CA55,95612727.0%
      Albany, OR56,22711110.8%
      Grapevine, TX56,07212323.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.