Cost of Living in Grandfather, NC

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F
101%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
345%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Grandfather North Carolina National
Cost of living20196100
Groceries96100100
Health care9899100
Housing44588100
Transportation9599100
Utilities9799100
Lifestyle & Entertainment96100100
Household Items99100100
Education & Childcare101100100
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Homes For Sale In Grandfather, NC

property for sale

975 Hillside Dr

Linville, NC
property for sale

1325 Golf Course Rd

Linville, NC
property for sale

Lot 42 Linville River LN

Linville, NC

Cost Of Living Quick Facts

  • The cost of living in Grandfather is 110% higher than the North Carolina average
  • The cost of living in Grandfather is 101% higher than the national average
  • Grandfather housing is 345% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,634$10,553$2,955$3,799
      Renters$0$0$0$0

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

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      Crossnore, NC151946.0%
      Newland, NC728955.0%
      Grandfather, NC61201101.3%

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      Hatton, AL618515.5%
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      Lake Harbor, FL611054.7%
      Dougherty, IA61964.1%
      Grandfather, NC61201101.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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