Cost of Living in Grand Bay, AL

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A+
8%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Grand Bay Alabama National
Cost of living9289100
Groceries9796100
Health care9395100
Housing8174100
Transportation9795100
Utilities10197100
Lifestyle & Entertainment9894100
Household Items9696100
Education & Childcare9293100
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Homes For Sale In Grand Bay, AL

property for sale

6123 Ranch Rd E

Grand Bay, AL
property for sale

12551 Grand Bay Farms Dr N

Grand Bay, AL
property for sale

12271 Hi Fields Rd

Grand Bay, AL
property for sale

11930 Old Pascagoula Rd

Grand Bay, AL

Cost Of Living Quick Facts

  • The cost of living in Grand Bay is 3% higher than the Alabama average
  • The cost of living in Grand Bay is 8% lower than the national average
  • Grand Bay housing is 19% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Grand Bay

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Compare Grand Bay, AL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,853$8,738$2,446$3,146
      Renters$115,848$9,654$2,703$3,476
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Grand Bay, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Grand Bay homeowners, is $104,853. This would allow for a maximum of $2,446 per month to be spent on housing costs. For renters, the median monthly income is $115,848 which would result in a maximum of $2,703 to be spent on rental costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bayou La Batre, AL2,3888317.2%
      Helena, MS8198515.1%
      Escatawpa, MS3,0508613.9%
      Moss Point, MS13,7348713.4%
      Belle Fontaine, AL5148712.5%
      Grand Bay, AL3,977928.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      White House Station, NJ3,97814141.4%
      Monticello, IA3,9798613.5%
      Southport, NC3,9791099.1%
      Chilton, WI3,974909.9%
      Grape Creek, TX3,9808811.8%
      Grand Bay, AL3,977928.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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