Cost of Living in Oliver Springs, TN

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13%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oliver Springs Tennessee National
Cost of living8792100
Groceries9598100
Health care9997100
Housing6380100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
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Homes For Sale In Oliver Springs, TN

property for sale

183 Joel Rd

Oliver Springs, TN
property for sale

220 Walden Ave

Oliver Springs, TN
property for sale

777 Poplar Creek Rd

Oliver Springs, TN
property for sale

141 Cumberland Rd

Oliver Springs, TN

Cost Of Living Quick Facts

  • The cost of living in Oliver Springs is 6% lower than the Tennessee average
  • The cost of living in Oliver Springs is 13% lower than the national average
  • Oliver Springs housing is 37% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Oliver Springs

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Compare Oliver Springs, TN Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,399$7,533$2,109$2,712
      Renters$26,444$2,204$617$793

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lake City, TN1,9157921.3%
      Petros, TN5467921.3%
      Oakdale, TN2518119.4%
      Midtown, TN1,1558317.3%
      Harriman, TN6,3368515.0%
      Oliver Springs, TN4,0548713.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Callander, ON4,054n/a 
      Gentry, AR4,0538911.0%
      Highland Acres, DE4,0531099.3%
      Holloman AFB, NM4,0531032.9%
      Northern Lights County, AB4,053n/a 
      Oliver Springs, TN4,0548713.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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