Cost Of Living in Girdletree, MD

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A+

1%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

16%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Girdletree	Maryland	National
Cost of living	101	121	100
Groceries	107	105	100
Health care	109	109	100
Housing	84	151	100
Transportation	110	109	100
Utilities	106	108	100
Lifestyle & Entertainment	111	109	100
Household Items	104	105	100
Education & Childcare	108	112	100

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Homes For Sale In Girdletree, MD

6945 Cherrix Rd

Girdletree, MD

Bird Hill Rd

Stockton, MD

Dukes Rd

Girdletree, MD

Cost Of Living Quick Facts

The cost of living in Girdletree is 17% lower than the Maryland average
The cost of living in Girdletree is 1% higher than the national average
Girdletree housing is 16% lower than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$191,885	$15,990	$4,477	$5,757
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Makemie Park, VA	185	108	7.7%
Stockton, MD	61	108	7.7%
Oak Hall, VA	72	108	7.7%
Greenbackville, VA	37	108	7.7%
West Pocomoke, MD	470	108	7.7%
Girdletree, MD	119	101	0.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Wet Camp Village, AZ	119	105	4.9%
Mettler, CA	119	104	4.2%
Milford, CA	119	104	3.8%
Strawberry CDP (Tuolumne County), CA	119	115	15.1%
Archer, IA	119	73	26.7%
Girdletree, MD	119	101	0.7%