Cost of Living in Gilman, IA

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19%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gilman Iowa National
Cost of living8189100
Groceries9897100
Health care9496100
Housing4574100
Transportation9597100
Utilities9795100
Lifestyle & Entertainment9195100
Household Items9797100
Education & Childcare9894100
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Homes For Sale In Gilman, IA

property for sale

102 Sunrise BLVD

Conrad, IA
property for sale

112 E Strait St

Gilman, IA
property for sale

421 W Strait St

Gilman, IA
property for sale

108 S Elm St

Gilman, IA
See the Newest Homes For Sale In Gilman, IA

Cost Of Living Quick Facts

  • The cost of living in Gilman is 10% lower than the Iowa average
  • The cost of living in Gilman is 19% lower than the national average
  • Gilman housing is 55% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Gilman

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$141,932$11,828$3,312$4,258
      Renters$46,137$3,845$1,076$1,384

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ferguson, IA1287821.6%
      Laurel, IA2008118.9%
      Garwin, IA6628118.7%
      Kellogg, IA6668218.0%
      Montour, IA2548415.8%
      Gilman, IA5558119.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Napaskiak, AK555919.1%
      White Plains, AL555955.4%
      Chapin, IL5558416.4%
      Fithian, IL5558910.6%
      Hayden, IN5558415.9%
      Gilman, IA5558119.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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