Cost Of Living in Gilbertville, IA

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10%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gilbertville	Iowa	National
Cost of living	90	89	100
Groceries	96	97	100
Health care	98	96	100
Housing	76	74	100
Transportation	98	97	100
Utilities	96	95	100
Lifestyle & Entertainment	94	95	100
Household Items	99	97	100
Education & Childcare	90	94	100

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Homes For Sale In Gilbertville, IA

1221 4th St

Gilbertville, IA

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Cost Of Living Quick Facts

The cost of living in Gilbertville is 1% higher than the Iowa average
The cost of living in Gilbertville is 10% lower than the national average
Gilbertville housing is 24% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$119,371	$9,948	$2,785	$3,581
Renters	$59,264	$4,939	$1,383	$1,778

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mount Auburn, IA	161	81	19.2%
Brandon, IA	380	84	15.6%
Washburn, IA	534	85	14.9%
Evansdale, IA	4,919	87	13.5%
Waterloo, IA	70,052	88	12.3%
Gilbertville, IA	828	90	10.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Allgood, AL	828	88	12.1%
Fouke, AR	828	83	16.9%
Alburnett, IA	828	91	8.9%
Alden, IA	828	82	18.2%
Ossian, IA	828	85	15.1%
Gilbertville, IA	828	90	10.0%