Cost of Living in Gilbert, MN

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13%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gilbert Minnesota National
Cost of living87100100
Groceries100100100
Health care99100100
Housing53100100
Transportation104100100
Utilities107104100
Lifestyle & Entertainment97100100
Household Items100100100
Education & Childcare9899100
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Homes For Sale In Gilbert, MN

property for sale

319 Michigan Ave W

Gilbert, MN
property for sale

6575 Heritage Trl

Gilbert, MN
property for sale

6575 E Heritage Trl

Gilbert, MN
property for sale

4639 Vermilion Trl

Gilbert, MN
See the Newest Homes For Sale In Gilbert, MN

Cost Of Living Quick Facts

  • The cost of living in Gilbert is 14% lower than the Minnesota average
  • The cost of living in Gilbert is 13% lower than the national average
  • Gilbert housing is 47% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Gilbert

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Compare Gilbert, MN Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,322$7,277$2,037$2,620
      Renters$44,399$3,700$1,036$1,332

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kinney, MN1928119.3%
      Aurora, MN1,7358218.2%
      Hoyt Lakes, MN2,1608416.2%
      Leonidas, MN398415.9%
      Eveleth, MN3,6828614.5%
      Gilbert, MN1,8878713.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bells, TX1,8879010.0%
      North Liberty, IN1,8888515.0%
      Elk Creek, KY1,8881099.1%
      Lewiston, MN1,886963.7%
      Unionville, MO1,8888119.0%
      Gilbert, MN1,8878713.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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