| Index | Gifford | Illinois | National |
| Cost of living | 87 | 98 | 100 |
| Goods & Services | 89 | 98 | 100 |
| Groceries | 91 | 97 | 100 |
| Health care | 101 | 100 | 100 |
| Housing | 69 | 95 | 100 |
| Transportation | 105 | 112 | 100 |
| Utilities | 108 | 97 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $67,232 | $5,603 | $1,569 | $2,017 |
| Renters | $45,833 | $3,819 | $1,069 | $1,375 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| Item | Gifford | National avg. | Difference |
| Haircut | $20.00 | $17.49 | 14.4% |
| Beauty Salon | $44.33 | $38.17 | 16.1% |
| Toothpaste | $2.16 | $2.32 | 6.9% |
| Shampoo | $0.93 | $1.01 | 8.1% |
| Movie | $10.00 | $10.72 | 6.8% |
| Bowling | $14.33 | $13.86 | 3.4% |
| Item | Gifford | National avg. | Difference |
| Ground Beef | $3.60 | $3.90 | 7.7% |
| Fried Chicken | $1.24 | $1.40 | 11.2% |
| Milk | $1.84 | $1.96 | 6.2% |
| Potatoes | $3.22 | $3.18 | 1.2% |
| Pizza | $12.58 | $10.39 | 21.0% |
| Beer | $8.31 | $9.23 | 10.0% |
| Item | Gifford | National avg. | Difference |
| Optometrist | $78.80 | $106.34 | 25.9% |
| Doctor | $120.00 | $115.25 | 4.1% |
| Dentist | $101.00 | $98.38 | 2.7% |
| Ibuprofen | $9.76 | $9.26 | 5.4% |
| Lipitor | $487.38 | $466.47 | 4.5% |
| Item | Gifford | National avg. | Difference |
| Home Price | $129,200.00 | $184,700.00 | 30.0% |
| Avg. Mortgage Payment | $979.79 | $1,273.32 | 23.1% |
| Apartment Rent | $638.00 | $949.00 | 32.8% |
| Item | Gifford | National avg. | Difference |
| Gasoline | $2.86 | $2.59 | 10.3% |
| Tire Balancing | $48.00 | $48.90 | 1.8% |
| Item | Gifford | National avg. | Difference |
| All Electricity | $186.40 | $167.60 | 11.2% |
| Phone | $188.52 | $163.42 | 15.4% |
| City, State | Population | Cost of Living Index | National Avg. |
| Rankin, IL | 457 | 82 | -18% |
| Muncie, IL | 194 | 83 | -17% |
| Loda, IL | 315 | 80 | -20% |
| Ludlow, IL | 417 | 81 | -19% |
| Thomasboro, IL | 1,122 | 82 | -18% |
| Gifford, IL | 849 | 87 | -13% |
| City, State | Population | Cost of Living Index | National Avg. |
| Ouray, CO | 849 | 119 | 19% |
| Rennerdale, PA | 849 | 101 | 1% |
| Hostetter, PA | 849 | 97 | -3% |
| Luthersville, GA | 849 | 87 | -13% |
| Old Field, NY | 849 | 231 | 131% |
| Gifford, IL | 849 | 87 | -13% |
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