Cost of Living in Germantown Hills, IL

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B
8%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Germantown Hills Illinois National
Cost of living10898100
Groceries97100100
Health care101100100
Housing12595100
Transportation101101100
Utilities10399100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare101100100
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Homes For Sale In Germantown Hills, IL

property for sale

406 Cottingham Ln

Germantown Hills, IL
property for sale

1000 Highland Ct

Germantown Hills, IL
property for sale

701 Somerset Dr

Germantown Hills, IL
property for sale

212 Anker Ln

Germantown Hills, IL

Cost Of Living Quick Facts

  • The cost of living in Germantown Hills is 9% higher than the Illinois average
  • The cost of living in Germantown Hills is 8% higher than the national average
  • Germantown Hills housing is 25% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Germantown Hills

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Compare Germantown Hills, IL Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$190,866$15,906$4,453$5,727
      Renters$89,254$7,438$2,082$2,678

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mapleton, IL3458316.6%
      Creve Coeur, IL5,2618515.3%
      La Rose, IL1188613.9%
      Washburn, IL1,1318613.8%
      Peoria Heights, IL6,0528712.5%
      Germantown Hills, IL3,5001087.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Colchester, Subd. A, NS3,499n/a 
      Carrollton, MO3,5018118.7%
      Houston, MS3,5018218.2%
      Greentown, OH3,4981077.0%
      Sleepy Eye, MN3,502919.3%
      Germantown Hills, IL3,5001087.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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