Cost of Living in Geraldine, AL

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13%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Geraldine Alabama National
Cost of living8789100
Groceries9596100
Health care9595100
Housing7174100
Transportation9295100
Utilities9797100
Lifestyle & Entertainment9494100
Household Items9996100
Education & Childcare9293100
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Homes For Sale In Geraldine, AL

property for sale

108 Ledbetter Ln

Geraldine, AL
property for sale

65 County Road 340

Geraldine, AL
property for sale

299 Joe Hope Dr

Geraldine, AL
property for sale

332 Joe Hope Dr

Geraldine, AL

Cost Of Living Quick Facts

  • The cost of living in Geraldine is 2% lower than the Alabama average
  • The cost of living in Geraldine is 13% lower than the national average
  • Geraldine housing is 29% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Geraldine

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,391$7,533$2,109$2,712
      Renters$26,902$2,242$628$807

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Collinsville, AL2,3887921.3%
      Shiloh, AL3808019.8%
      Sylvania, AL2,4408218.3%
      Powell, AL1,1038217.9%
      Whitesboro, AL2,2198217.6%
      Geraldine, AL1,0248712.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Green Valley CDP (Los Angeles County), CA1,02412221.6%
      Hymera, IN1,0248316.9%
      Maysville, NC1,024909.8%
      Loup City, NE1,0248218.5%
      Russell Gardens, NY1,024228128.3%
      Geraldine, AL1,0248712.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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