Cost of Living in Geneva, AL

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18%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Geneva Alabama National
Cost of living8289100
Groceries9496100
Health care9495100
Housing5474100
Transportation9395100
Utilities10197100
Lifestyle & Entertainment8994100
Household Items9996100
Education & Childcare9193100
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Homes For Sale In Geneva, AL

property for sale

101 E Water Ave

Geneva, AL
property for sale

1008 N Wilson St

Geneva, AL
property for sale

436 Wilshire St

Geneva, AL
property for sale

200 N Pleasant ST

, AL
See the Newest Homes For Sale In Geneva, AL

Cost Of Living Quick Facts

  • The cost of living in Geneva is 7% lower than the Alabama average
  • The cost of living in Geneva is 18% lower than the national average
  • Geneva housing is 46% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Geneva

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Compare Geneva, AL Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$63,764$5,314$1,488$1,913
      Renters$34,783$2,899$812$1,044
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Geneva, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Geneva homeowners, is $63,764. This would allow for a maximum of $1,488 per month to be spent on housing costs. For renters, the median monthly income is $34,783 which would result in a maximum of $812 to be spent on rental costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eunola, AL72945.6%
      Coffee Springs, AL1967723.2%
      Black, AL4857723.1%
      Samson, AL1,6547921.3%
      Esto, FL3208020.1%
      Geneva, AL4,4088217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grantley, PA4,40812120.8%
      Pecan Acres, TX4,40812424.0%
      Hugoton, KS4,4078812.2%
      Madeira Beach, FL4,40914242.2%
      Iroquois Falls, ON4,409n/a 
      Geneva, AL4,4088217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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