Cost of Living in Garwin, IA

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19%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garwin Iowa National
Cost of living8189100
Groceries9597100
Health care9596100
Housing4774100
Transportation9697100
Utilities9595100
Lifestyle & Entertainment9595100
Household Items9897100
Education & Childcare9894100
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Homes For Sale In Garwin, IA

property for sale

504 Rider St

Garwin, IA
property for sale

Johnson St

Garwin, IA
property for sale

410 Carlton St

Garwin, IA
See the Newest Homes For Sale In Garwin, IA

Cost Of Living Quick Facts

  • The cost of living in Garwin is 9% lower than the Iowa average
  • The cost of living in Garwin is 19% lower than the national average
  • Garwin housing is 53% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Garwin

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,014$6,585$1,844$2,371
      Renters$34,118$2,843$796$1,024

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Chelsea, IA2657623.5%
      Vining, IA857722.6%
      Ferguson, IA1287821.6%
      Green Mountain, IA1868020.2%
      Gilman, IA5558119.4%
      Garwin, IA6628118.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mount Auburn, IL6628515.4%
      Clarks Grove, MN6628910.5%
      Walpole, NH66212626.3%
      Rodey, NM662982.1%
      Eldred, PA662919.0%
      Garwin, IA6628118.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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