Cost Of Living in Garrison, MN

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14%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

49%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Garrison	Minnesota	National
Cost of living	86	100	100
Groceries	100	100	100
Health care	99	100	100
Housing	51	100	100
Transportation	100	100	100
Utilities	106	104	100
Lifestyle & Entertainment	101	100	100
Household Items	102	100	100
Education & Childcare	99	99	100

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Cost Of Living Quick Facts

The cost of living in Garrison is 14% lower than the Minnesota average
The cost of living in Garrison is 14% lower than the national average
Garrison housing is 49% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$71,437	$5,953	$1,667	$2,143
Renters	$34,350	$2,863	$801	$1,031

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Trommald, MN	96	86	13.8%
Ironton, MN	523	88	11.6%
Riverton, MN	211	89	11.0%
Crosby, MN	2,881	89	10.8%
Harding, MN	160	90	10.4%
Garrison, MN	154	86	14.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nightmute, AK	154	95	5.5%
Billingsley, AL	154	96	4.1%
Calvert, AL	154	83	17.1%
Cutter, AZ	154	102	1.8%
Montezuma, CO	154	149	49.2%
Garrison, MN	154	86	14.3%