Cost Of Living in Garrison, KY

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23%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

66%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Garrison	Kentucky	National
Cost of living	77	88	100
Groceries	97	98	100
Health care	94	97	100
Housing	34	70	100
Transportation	97	96	100
Utilities	95	95	100
Lifestyle & Entertainment	96	95	100
Household Items	96	97	100
Education & Childcare	92	94	100

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Homes For Sale In Garrison, KY

423 Bertram Holw

Garrison, KY

9015 KY-10

Garrison, KY

Boone Branch Rd

, KY

Deadend Trl

, KY

Cost Of Living Quick Facts

The cost of living in Garrison is 13% lower than the Kentucky average
The cost of living in Garrison is 23% lower than the national average
Garrison housing is 66% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$54,680	$4,557	$1,276	$1,641

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Vanceburg, KY	1,416	78	22.0%
New Boston, OH	2,747	78	22.0%
South Shore, KY	1,323	80	20.2%
West Portsmouth, OH	2,746	81	19.2%
Portsmouth, OH	20,625	81	18.7%
Garrison, KY	779	77	23.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hickman, CA	779	128	28.5%
Doerun, GA	779	83	17.5%
Colo, IA	779	88	12.4%
Dighton, KS	779	80	20.4%
Lynnview, KY	779	88	12.2%
Garrison, KY	779	77	23.0%