Cost of Living in Garner, IA

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A+
10%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garner Iowa National
Cost of living9089100
Groceries9597100
Health care9596100
Housing7574100
Transportation9697100
Utilities9595100
Lifestyle & Entertainment9595100
Household Items9897100
Education & Childcare9894100
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Homes For Sale In Garner, IA

property for sale

1345 Bush Ave

Garner, IA
property for sale

1160 Division St

Garner, IA
property for sale

1235 Front St

Garner, IA
property for sale

630 W 7th St

Garner, IA
See the Newest Homes For Sale In Garner, IA

Cost Of Living Quick Facts

  • The cost of living in Garner is equal to the Iowa average
  • The cost of living in Garner is 10% lower than the national average
  • Garner housing is 25% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Garner

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Compare Garner, IA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,392$9,533$2,669$3,432
      Renters$32,638$2,720$762$979

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Duncan, IA1041000.4%
      Hayfield, IA581000.4%
      Miller, IA311000.4%
      Hutchins, IA32955.3%
      Goodell, IA1167426.5%
      Garner, IA3,1349010.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Montezuma, GA3,1348515.2%
      Canterwood, WA3,13416363.2%
      Athens, ON3,134n/a 
      Hartville, OH3,135928.1%
      Cambrian Park, CA3,136289188.8%
      Garner, IA3,1349010.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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