| Index | Club Creek | Garland | Texas |
| Cost of living | 110 | 98 | 90 |
| Goods & Services | 116 | 116 | 97 |
| Groceries | 95 | 95 | 91 |
| Health care | 82 | 82 | 95 |
| Housing | 119 | 77 | 87 |
| Transportation | 94 | 94 | 94 |
| Utilities | 114 | 114 | 103 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $116,250 | $9,688 | $2,712 | $3,488 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Garland | National avg. | Difference |
| Haircut | $18.50 | $20.27 | 8.7% |
| Beauty Salon | $66.42 | $40.39 | 64.4% |
| Toothpaste | $1.84 | $2.36 | 22.0% |
| Shampoo | $1.41 | $1.08 | 31.0% |
| Movie | $12.46 | $10.99 | 13.4% |
| Bowling | $20.00 | $15.49 | 29.1% |
| Item | Garland | National avg. | Difference |
| Ground Beef | $3.97 | $4.30 | 7.6% |
| Fried Chicken | $1.22 | $1.40 | 13.1% |
| Milk | $1.88 | $2.20 | 14.7% |
| Potatoes | $2.92 | $3.22 | 9.2% |
| Pizza | $11.72 | $10.74 | 9.2% |
| Beer | $10.15 | $9.60 | 5.8% |
| Item | Garland | National avg. | Difference |
| Optometrist | $123.89 | $109.73 | 12.9% |
| Doctor | $69.33 | $118.34 | 41.4% |
| Dentist | $90.70 | $100.94 | 10.1% |
| Ibuprofen | $9.43 | $9.93 | 5.1% |
| Lipitor | $336.15 | $469.53 | 28.4% |
| Item | Garland | National avg. | Difference |
| Home Price | $172,600.00 | $229,800.00 | 24.9% |
| Avg. Mortgage Payment | $1,607.02 | $1,229.62 | 30.7% |
| Apartment Rent | $1,182.00 | $1,096.00 | 7.8% |
| Item | Garland | National avg. | Difference |
| Gasoline | $2.48 | $2.71 | 8.6% |
| Tire Balancing | $50.31 | $51.86 | 3.0% |
| Item | Garland | National avg. | Difference |
| All Electricity | $211.35 | $170.84 | 23.7% |
| Phone | $188.86 | $187.18 | 0.9% |
| City | Population | Cost of Living Index | National Avg. |
| Mobile City, TX | 206 | 83 | 16.8% |
| St. Paul CDP, TX | 594 | 86 | 13.6% |
| Mesquite CDP, TX | 629 | 85 | 15.1% |
| Balch Springs, TX | 25,123 | 91 | 9.3% |
| Mesquite, TX | 142,429 | 95 | 5.3% |
| Garland, TX | 238,622 | 98 | 2.2% |
| City | Population | Cost of Living Index | National Avg. |
| Scottsdale, AZ | 234,495 | 126 | 25.9% |
| Hialeah, FL | 235,626 | 103 | 2.5% |
| Chesapeake, VA | 233,194 | 110 | 10.1% |
| Reno, NV | 237,121 | 105 | 5.3% |
| Irving, TX | 232,013 | 98 | 1.5% |
| Garland, TX | 234,810 | 98 | 2.2% |
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