Cost of Living in Garfield, MN

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A+
7%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garfield Minnesota National
Cost of living93100100
Groceries100100100
Health care99100100
Housing74100100
Transportation100100100
Utilities106104100
Lifestyle & Entertainment101100100
Household Items102100100
Education & Childcare9999100
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Homes For Sale In Garfield, MN

property for sale

11650 Tall Timbers Rd

Garfield, MN
property for sale

3720 County Road 40 NW #17

Garfield, MN
property for sale

TBD Tasha DR NW

Garfield, MN
See the Newest Homes For Sale In Garfield, MN

Cost Of Living Quick Facts

  • The cost of living in Garfield is 7% lower than the Minnesota average
  • The cost of living in Garfield is 7% lower than the national average
  • Garfield housing is 26% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Garfield

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,020$7,252$2,030$2,611
      Renters$0$0$0$0

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kensington, MN2348316.6%
      Urbank, MN538316.5%
      Farwell, MN278613.9%
      Millerville, MN1088713.1%
      Hoffman, MN5988713.0%
      Garfield, MN369937.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Malta, ID369927.9%
      Forest, LA3698415.9%
      Hayti Heights, MO3697327.1%
      St. Pierre, MT3697921.3%
      Montreat, NC36914545.1%
      Garfield, MN369937.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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