Cost of Living in Gardnerville, NV

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C
19%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gardnerville Nevada National
Cost of living119103100
Groceries101102100
Health care105103100
Housing158103100
Transportation102103100
Utilities111111100
Lifestyle & Entertainment100103100
Household Items99102100
Education & Childcare100104100
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Homes For Sale In Gardnerville, NV

property for sale

1909 Arabian Ln

Gardnerville, NV
property for sale

1340 Topaz Ln

Gardnerville, NV
property for sale

1016 Keystone Ct

Gardnerville, NV
property for sale

625 Adaline Way

Gardnerville, NV

Cost Of Living Quick Facts

  • The cost of living in Gardnerville is 15% higher than the Nevada average
  • The cost of living in Gardnerville is 19% higher than the national average
  • Gardnerville housing is 58% higher than the national average
  • Nevada general sales tax is 34% higher than the national average
  • Nevada state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gardnerville

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,191$8,933$2,501$3,216
      Renters$80,966$6,747$1,889$2,429
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gardnerville, NV, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gardnerville homeowners, is $107,191. This would allow for a maximum of $2,501 per month to be spent on housing costs. For renters, the median monthly income is $80,966 which would result in a maximum of $1,889 to be spent on rental costs.

      Nevada Sales Tax

      State General Sales Tax With Max Surtax
      Nevada 6.85% 8.25%

      Nevada Income Tax

      State Income Tax (Low) Income Tax (High)
      Nevada 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Logan Creek, NV381022.4%
      Topaz Ranch Estates, NV1,6831043.7%
      Carter Springs, NV4221098.6%
      Carson City, NV57,37311616.0%
      Gardnerville Ranchos, NV11,73212323.0%
      Gardnerville, NV6,14911919.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      District Heights, MD6,15011717.4%
      Snyderville, UT6,15018180.8%
      Ware, MA6,14711010.3%
      Highland Lakes, AL6,15114040.2%
      Charles Town, WV6,15111211.7%
      Gardnerville, NV6,14911919.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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