Cost of Living in Gardnerville, NV

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C+
15%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Gardnerville Nevada National
Cost of living11597100
Goods & Services9689100
Groceries103103100
Health care9189100
Housing158103100
Transportation117115100
Utilities7885100
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Homes For Sale In Gardnerville, NV

property for sale

770 Gansberg Ct

Gardnerville, NV
property for sale

951 Riverview Dr

Gardnerville, NV
property for sale

1445 Cardiff Dr

Gardnerville, NV
property for sale

913 Rawhide Ct

Gardnerville, NV

Cost Of Living Quick Facts

  • The cost of living in Gardnerville is 19% higher than the Nevada average
  • The cost of living in Gardnerville is 15% higher than the national average
  • Gardnerville housing is 58% higher than the national average
  • Nevada general sales tax is 34% higher than the national average
  • Nevada state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gardnerville

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Compare Gardnerville, NV Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,191$8,933$2,501$3,216
      Renters$80,966$6,747$1,889$2,429
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gardnerville, NV, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gardnerville homeowners, is $107,191. This would allow for a maximum of $2,501 per month to be spent on housing costs. For renters, the median monthly income is $80,966 which would result in a maximum of $1,889 to be spent on rental costs.

      Nevada Sales Tax

      State General Sales Tax With Max Surtax
      Nevada 6.85% 8.25%

      Nevada Income Tax

      State Income Tax (Low) Income Tax (High)
      Nevada 0% 0%

      Goods & Services

      Item Gardnerville National avg. Difference
      Haircut $29.17$27.625.6%
      Beauty Salon $50.00$51.112.2%
      Toothpaste $4.08$4.090.3%
      Shampoo $1.83$1.5418.7%
      Movie $12.63$12.881.9%
      Yoga $21.45$19.669.1%

      Groceries

      Item Gardnerville National avg. Difference
      Ground Beef $8.02$7.704.1%
      Fried Chicken $2.57$1.6654.6%
      Milk $4.80$4.731.4%
      Potatoes $4.67$5.2611.2%
      Pizza $12.01$12.765.9%
      Beer $9.52$10.559.8%

      Health Care

      Item Gardnerville National avg. Difference
      Optometrist $122.33$140.0612.7%
      Doctor $105.83$153.8231.2%
      Dentist $106.67$123.1513.4%
      Ibuprofen $11.85$11.731.0%
      Lipitor $26.96$23.6114.2%

      Housing

      Item Gardnerville National avg. Difference
      Home Price $585,162.00$326,622.0079.2%
      Avg. Mortgage Payment $3,148.27$2,480.2526.9%
      Apartment Rent $1,574.00$1,444.009.0%

      Transportation

      Item Gardnerville National avg. Difference
      Gasoline $3.79$3.0624.0%
      Tire Balancing $65.27$65.210.1%

      Utilities

      Item Gardnerville National avg. Difference
      All Electricity $147.51$220.1233.0%
      Phone $190.83$195.712.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Logan Creek, NV38972.8%
      Topaz Ranch Estates, NV1,6831000.1%
      Carter Springs, NV4221054.9%
      Carson City, NV57,37311212.4%
      Gardnerville Ranchos, NV11,73211919.3%
      Gardnerville, NV6,14911515.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      District Heights, MD6,15011919.3%
      Snyderville, UT6,15017978.6%
      Ware, MA6,1471065.6%
      Highland Lakes, AL6,15114140.6%
      Charles Town, WV6,15111616.0%
      Gardnerville, NV6,14911515.5%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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