| Index | Gardiner | Oregon | National |
| Cost of living | 101 | 111 | 100 |
| Groceries | 102 | 104 | 100 |
| Health care | 109 | 105 | 100 |
| Housing | 87 | 124 | 100 |
| Transportation | 105 | 106 | 100 |
| Utilities | 106 | 106 | 100 |
| Lifestyle & Entertainment | 112 | 107 | 100 |
| Household Items | 102 | 104 | 100 |
| Education & Childcare | 119 | 109 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $64,797 | $5,400 | $1,512 | $1,944 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Reedsport, OR | 4,173 | 95 | 5.2% |
| Lakeside, OR | 1,665 | 106 | 5.7% |
| Winchester Bay, OR | 325 | 114 | 14.3% |
| Dunes City, OR | 1,255 | 129 | 29.0% |
| Gardiner, OR | 484 | 101 | 1.0% |
| City | Population | Cost of Living Index | National Avg. |
| West Point, AL | 484 | 88 | 12.5% |
| Wapella, IL | 484 | 86 | 13.8% |
| Dearing, KS | 484 | 77 | 22.8% |
| Simpson, LA | 484 | 92 | 7.7% |
| Brewer, MO | 484 | 97 | 3.0% |
| Gardiner, OR | 484 | 101 | 1.0% |