Cost of Living in Garden Valley, ID

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B-
11%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garden Valley Idaho National
Cost of living11198100
Groceries104102100
Health care103101100
Housing12890100
Transportation105103100
Utilities99101100
Lifestyle & Entertainment109105100
Household Items100101100
Education & Childcare107101100
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Homes For Sale In Garden Valley, ID

property for sale

5 Pump House Rd

Garden Valley, ID
property for sale

16 Skyline Ln

Garden Valley, ID
property for sale

9 Deer Valley Rd

Garden Valley, ID
property for sale

35 Wapiti Ct

Garden Valley, ID

Cost Of Living Quick Facts

  • The cost of living in Garden Valley is 13% higher than the Idaho average
  • The cost of living in Garden Valley is 11% higher than the national average
  • Garden Valley housing is 28% higher than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Garden Valley

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Compare Garden Valley, ID Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,499$10,958$3,068$3,945
      Renters$59,761$4,980$1,394$1,793

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Banks, ID61044.0%
      Horseshoe Bend, ID866946.3%
      Placerville, ID56954.9%
      Crouch, ID1491098.6%
      Smiths Ferry, ID110202102.2%
      Garden Valley, ID49011111.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Karnak, IL4908019.6%
      Spring Bay, IL490928.3%
      Williams Creek, IN490205105.3%
      Naytahwaush, MN4908217.7%
      White Earth, MN4908119.1%
      Garden Valley, ID49011111.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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