Garber, Oklahoma Cost Of Living

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Overall 22%

Goods & Services 5%

Housing 62%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Garber	Oklahoma	National
Cost of living	78	86	100
Goods & Services	95	93	100
Groceries	99	95	100
Health care	97	94	100
Housing	38	69	100
Transportation	90	95	100
Utilities	100	95	100

Key findings

The cost of living in Garber is 9% lower than the Oklahoma average
The cost of living in Garber is 22% lower than the national average
Garber housing is 62% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 80% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,563	$3,547	$993	$1,277
Renters	$31,563	$2,630	$736	$947

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.5%	5%

Goods & Services

Item	Garber	National avg.	Difference
Haircut	$21.00	$20.27	3.6%
Beauty Salon	$35.00	$40.39	13.4%
Toothpaste	$1.88	$2.36	20.2%
Shampoo	$1.06	$1.08	1.8%
Movie	$6.76	$10.99	38.5%
Bowling	$14.00	$15.49	9.6%

Groceries

Item	Garber	National avg.	Difference
Ground Beef	$4.11	$4.30	4.3%
Fried Chicken	$1.89	$1.40	34.8%
Milk	$2.26	$2.20	2.4%
Potatoes	$2.60	$3.22	19.2%
Pizza	$10.42	$10.74	3.0%
Beer	$10.04	$9.60	4.6%

Health Care

Item	Garber	National avg.	Difference
Optometrist	$117.23	$109.73	6.8%
Doctor	$129.67	$118.34	9.6%
Dentist	$84.78	$100.94	16.0%
Ibuprofen	$9.12	$9.93	8.2%
Lipitor	$475.89	$469.53	1.4%

Housing

Item	Garber	National avg.	Difference
Home Price	$53,100.00	$184,700.00	71.3%
Avg. Mortgage Payment	$974.14	$1,229.62	20.8%
Apartment Rent	$558.00	$949.00	41.2%

Transportation

Item	Garber	National avg.	Difference
Gasoline	$2.44	$2.71	10.0%
Tire Balancing	$46.23	$51.86	10.8%

Utilities

Item	Garber	National avg.	Difference
All Electricity	$167.93	$170.84	1.7%
Phone	$192.45	$187.18	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lucien, OK	103	96	4.3%
Douglas, OK	13	96	4.3%
Billings, OK	575	73	27.4%
Covington, OK	545	78	22.2%
Breckenridge, OK	216	79	21.2%
Garber, OK	843	78	21.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kiowa, CO	843	103	2.5%
Readlyn, IA	843	82	18.2%
Sully, IA	843	84	15.5%
Shipshewana, IN	843	95	5.0%
West Middlesex, PA	843	91	9.4%
Garber, OK	843	78	21.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.