Cost Of Living in Gallaway, TN

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A+

6%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

12%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gallaway	Tennessee	National
Cost of living	94	92	100
Groceries	100	98	100
Health care	98	97	100
Housing	88	80	100
Transportation	96	97	100
Utilities	95	98	100
Lifestyle & Entertainment	97	97	100
Household Items	97	98	100
Education & Childcare	94	97	100

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Homes For Sale In Gallaway, TN

40 Aztec Dr

Gallaway, TN

70

Arlington, TN

0 US-70

Arlington, TN

900 Centerpoint Dr

Mason, TN

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Cost Of Living Quick Facts

The cost of living in Gallaway is 2% higher than the Tennessee average
The cost of living in Gallaway is 6% lower than the national average
Gallaway housing is 12% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,145	$4,679	$1,310	$1,685
Renters	$31,592	$2,633	$737	$948

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Stanton, TN	564	83	17.1%
Mason, TN	1,146	87	12.7%
Williston, TN	549	89	11.3%
Somerville, TN	3,333	91	9.2%
Gilt Edge, TN	467	92	7.7%
Gallaway, TN	738	94	5.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Addison, AL	738	80	20.1%
Elaine, AR	738	76	23.5%
Bancroft, IA	738	84	15.8%
Artemus, KY	738	82	17.9%
Pray, MT	738	136	36.4%
Gallaway, TN	738	94	5.7%