Cost of Living in Pray, MT

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F
36%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
119%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pray Montana National
Cost of living136102100
Groceries102103100
Health care100102100
Housing219101100
Transportation99100100
Utilities104104100
Lifestyle & Entertainment102100100
Household Items101100100
Education & Childcare97102100
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Homes For Sale In Pray, MT

property for sale

1921 E River Rd

Livingston, MT
property for sale

52 Eastep Ln

Livingston, MT
property for sale

9 Paradise Ranch Rd

Livingston, MT
property for sale

2 Cielo Grande Dr

Livingston, MT

Cost Of Living Quick Facts

  • The cost of living in Pray is 34% higher than the Montana average
  • The cost of living in Pray is 36% higher than the national average
  • Pray housing is 119% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Pray

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Compare Pray, MT Cost of Living

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      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,627$9,469$2,651$3,409
      Renters$58,985$4,915$1,376$1,770

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Emigrant, MT307928.0%
      South Glastonbury, MT38713838.5%
      Pray, MT73813636.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Addison, AL7388020.1%
      Elaine, AR7387623.5%
      Bancroft, IA7388415.8%
      Artemus, KY7388217.9%
      Angelica, NY738937.3%
      Pray, MT73813636.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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