Cost Of Living in Funkstown, MD

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A+

1%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

13%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Funkstown	Maryland	National
Cost of living	101	121	100
Groceries	106	105	100
Health care	106	109	100
Housing	87	151	100
Transportation	109	109	100
Utilities	104	108	100
Lifestyle & Entertainment	110	109	100
Household Items	105	105	100
Education & Childcare	109	112	100

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Homes For Sale In Funkstown, MD

14 High ST S

Funkstown, MD

3 E Chestnut St

Funkstown, MD

42 Raymond Xing

Hagerstown, MD

99 Charlotte St

Hagerstown, MD

Cost Of Living Quick Facts

The cost of living in Funkstown is 17% lower than the Maryland average
The cost of living in Funkstown is 1% higher than the national average
Funkstown housing is 13% lower than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,651	$5,804	$1,625	$2,090
Renters	$53,564	$4,464	$1,250	$1,607

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fairview, MD	16	107	6.9%
Mount Briar, MD	121	107	6.9%
Cearfoss, MD	120	107	6.9%
Big Spring, MD	51	107	6.9%
Gapland, MD	62	108	7.7%
Funkstown, MD	996	101	0.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Eldridge, CA	996	183	83.3%
Buffalo Center, IA	996	85	14.6%
Start, LA	996	85	15.1%
Dollar Bay, MI	996	92	8.5%
Aulander, NC	996	81	18.6%
Funkstown, MD	996	101	0.8%