| Index | Freeport | New York | National |
| Cost of living | 134 | 121 | 100 |
| Groceries | 106 | 106 | 100 |
| Health care | 108 | 110 | 100 |
| Housing | 194 | 144 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 109 | 112 | 100 |
| Lifestyle & Entertainment | 106 | 111 | 100 |
| Household Items | 103 | 106 | 100 |
| Education & Childcare | 117 | 118 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Freeport? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Freeport stands at 134, making it 34% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you're in pursuit of an economical living environment, Freeport may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Freeport falls within this bracket.
Housing costs are a very significant part of the Freeport cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 94.2% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Freeport affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Freeport, for instance, where the median home price falls 103.3% higher than the national average, and monthly rent rates are 72.9% higher than usual. Additionally, median income levels contribute to the equation, with Freeport flaunting a median household income of $128,947, 58.5% higher than the national norm.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Freeport, the groceries index is 6% higher than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Freeport, the general sales tax rate starts at 4%, and income tax rates begin at 4%.
The Freeport cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $156,919 | $13,077 | $3,661 | $4,708 |
| Renters | $84,252 | $7,021 | $1,966 | $2,528 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Wyandanch, NY | 11,925 | 125 | 25.1% |
| Hempstead, NY | 56,908 | 131 | 30.5% |
| North Lindenhurst, NY | 11,096 | 131 | 30.8% |
| Copiague, NY | 23,901 | 131 | 31.3% |
| Roslyn, NY | 2,998 | 132 | 32.2% |
| Freeport, NY | 44,654 | 134 | 34.0% |
| City | Population | Cost of Living Index | National Avg. |
| Prescott, AZ | 44,634 | 122 | 21.7% |
| Moorhead, MN | 44,762 | 101 | 1.5% |
| Saint-Eustache, QC | 44,539 | n/a | |
| Winter Haven, FL | 44,524 | 100 | 0.2% |
| Altoona, PA | 44,840 | 87 | 13.2% |
| Freeport, NY | 44,654 | 134 | 34.0% |
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