Cost of Living in Freeland, MI

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3%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Freeland Michigan National
Cost of living9791100
Groceries9998100
Health care9697100
Housing9576100
Transportation9496100
Utilities99100100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare10095100
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Homes For Sale In Freeland, MI

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CABOT Stone Briar LN

Freeland, MI
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NANDINA Stone Briar LN

Freeland, MI
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DUPONT Stone Briar LN

Freeland, MI
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ESSEX Stone Briar LN

Freeland, MI

Cost Of Living Quick Facts

  • The cost of living in Freeland is 6% higher than the Michigan average
  • The cost of living in Freeland is 3% lower than the national average
  • Freeland housing is 5% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Freeland

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Compare Freeland, MI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,028$10,919$3,057$3,931
      Renters$100,315$8,360$2,341$3,010
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Freeland, MI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Freeland homeowners, is $131,028. This would allow for a maximum of $3,057 per month to be spent on housing costs. For renters, the median monthly income is $100,315 which would result in a maximum of $2,341 to be spent on rental costs.

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Robin Glen-Indiantown, MI7247821.7%
      Saginaw, MI50,1257921.0%
      Buena Vista, MI6,6538020.4%
      Bay City, MI33,8928218.0%
      Bridgeport, MI6,4098118.7%
      Freeland, MI7,053973.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sandston, VA7,0531010.9%
      Valley Park, MO7,052991.3%
      Hardeeville, SC7,05512424.2%
      Napili-Honokowai, HI7,05018382.8%
      Heathrow, FL7,05613535.5%
      Freeland, MI7,053973.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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