Cost of Living in Frederick, OK

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22%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
62%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Frederick Oklahoma National
Cost of living7888100
Groceries9796100
Health care9395100
Housing3870100
Transportation9896100
Utilities9196100
Lifestyle & Entertainment9594100
Household Items9497100
Education & Childcare9393100
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Homes For Sale In Frederick, OK

property for sale

1104 Wall St

Frederick, OK
property for sale

421 N 13th St

Frederick, OK
property for sale

406 Pine St

Frederick, OK
property for sale

313 S 17th St

Frederick, OK
See the Newest Homes For Sale In Frederick, OK

Cost Of Living Quick Facts

  • The cost of living in Frederick is 11% lower than the Oklahoma average
  • The cost of living in Frederick is 22% lower than the national average
  • Frederick housing is 62% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Frederick

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Compare Frederick, OK Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$56,751$4,729$1,324$1,703
      Renters$35,894$2,991$837$1,077
      The affordability of the housing market in Frederick, OK as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Frederick homeowners, the median income is $56,751. This indicates that a monthly maximum of $1,324 should be spent by homeowners on all housing related costs. Renters have a median income of $35,894. This indicates that renters would have a maximum of $837 for their rent related monthly costs.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Loveland, OK5955.3%
      Hollister, OK546931.4%
      Manitou, OK2567227.8%
      Davidson, OK2957722.8%
      Tipton, OK7697822.3%
      Frederick, OK3,7187822.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ormstown, QC3,717n/a 
      Wildwood Lake, TN3,719927.6%
      Boonsboro, MD3,71612019.6%
      Brookville, NY3,716283183.1%
      Glenwood Landing, NY3,72016766.7%
      Frederick, OK3,7187822.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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