Cost Of Living in Francis, OK

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16%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

45%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Francis	Oklahoma	National
Cost of living	84	88	100
Groceries	99	96	100
Health care	97	95	100
Housing	55	70	100
Transportation	97	96	100
Utilities	97	96	100
Lifestyle & Entertainment	95	94	100
Household Items	98	97	100
Education & Childcare	93	93	100

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Homes For Sale In Francis, OK

Francis Rd

Ada, OK

210 N Meadors

Ada, OK

Cost Of Living Quick Facts

The cost of living in Francis is 4% lower than the Oklahoma average
The cost of living in Francis is 16% lower than the national average
Francis housing is 45% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,276	$6,856	$1,920	$2,469
Renters	$73,083	$6,090	$1,705	$2,193

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Spaulding, OK	103	78	22.4%
Holdenville, OK	5,882	80	20.5%
Sasakwa, OK	62	80	20.4%
Konawa, OK	1,170	80	20.0%
Atwood, OK	96	82	18.4%
Francis, OK	330	84	15.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brooker, FL	330	94	6.2%
Epworth, GA	330	97	2.8%
East Carondelet, IL	330	78	22.2%
Medora, IL	330	83	16.6%
New Douglas, IL	330	85	14.8%
Francis, OK	330	84	15.7%