Cost Of Living in Fort Irwin, CA

Get 300+ Local Insights for Any Address in Fort Irwin, CA

Get Access to 300+ Local Data Points

F

25%

Overall NAT. AVG.

12%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fort Irwin	California	National
Cost of living	125	141	100
Groceries	112	111	100
Health care	115	116	100
Housing	144	197	100
Transportation	119	118	100
Utilities	120	119	100
Lifestyle & Entertainment	121	120	100
Household Items	111	111	100
Education & Childcare	123	127	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Fort Irwin is 11% lower than the California average
The cost of living in Fort Irwin is 25% higher than the national average
Fort Irwin housing is 44% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Fort Irwin

See all the best places to live around Fort Irwin

Compare Fort Irwin, CA Cost of Living

Write a review to give others more information about this area.

See all Fort Irwin poll results

The best places in California

Here are the best places to live in California

Safest States In The US

These are the 10 cheapest cities in California

Most Dangerous Cities In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$84,759	$7,063	$1,978	$2,543

To approximate the cost of living and the housing affordability in Fort Irwin, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Fort Irwin have a median income of $0. Therefore, the amount that a consumer should spend on housing costs should be no more than $0 per month to avoid calamity and poverty. The renters in the city have an income of about $84,759, which would make their monthly maximum allowable rental costs $1,978.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fort Irwin, CA	9,812	125	24.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Beverly Hills, FL	9,813	91	8.8%
Pine Ridge, FL	9,810	109	8.8%
Lowell, AR	9,809	94	5.8%
Conning Towers Nautilus Park, CT	9,809	117	16.7%
DuPont, WA	9,807	133	33.4%
Fort Irwin, CA	9,812	125	24.8%