Cost Of Living in Fontana Dam, NC

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A+

3%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fontana Dam	North Carolina	National
Cost of living	97	96	100
Groceries	95	100	100
Health care	99	99	100
Housing	n/a	88	100
Transportation	95	99	100
Utilities	95	99	100
Lifestyle & Entertainment	96	100	100
Household Items	96	100	100
Education & Childcare	102	100	100

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Cost Of Living Quick Facts

The cost of living in Fontana Dam is 1% higher than the North Carolina average
The cost of living in Fontana Dam is 3% lower than the national average
Fontana Dam housing is 12% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$96,036	$8,003	$2,241	$2,881

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Robbinsville, NC	877	82	17.9%
Lake Santeetlah, NC	41	150	49.6%
Fontana Dam, NC	35	97	3.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Panola, AL	35	97	2.5%
El Capitan, AZ	35	125	24.6%
Cotopaxi, CO	35	105	4.8%
Dixonville, FL	35	97	3.0%
Parkline, ID	35	87	13.0%
Fontana Dam, NC	35	97	3.3%