Cost of Living in Florence, OR

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B-
14%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
32%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Florence Oregon National
Cost of living114111100
Groceries102104100
Health care109105100
Housing132124100
Transportation105106100
Utilities106106100
Lifestyle & Entertainment112107100
Household Items102104100
Education & Childcare119109100
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Homes For Sale In Florence, OR

property for sale

1600 Rhododendron Dr

Florence, OR
property for sale

Kelsie Way #57

, OR
property for sale

11 Fawn Ridge Ln

Florence, OR
property for sale

4869 Seapine Dr

Florence, OR
See the Newest Homes For Sale In Florence, OR

Cost Of Living Quick Facts

  • The cost of living in Florence is 3% higher than the Oregon average
  • The cost of living in Florence is 14% higher than the national average
  • Florence housing is 32% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Florence

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Compare Florence, OR Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,119$7,843$2,196$2,824
      Renters$50,527$4,211$1,179$1,516
      A good indicator of the general affordability of housing in Florence, OR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Florence, the median monthly income is $94,119 for those who own their own homes. Under the standard rule, that income level would allow for $2,196 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $50,527, per the median income in the area. That would allow for renters to spend up to $1,179 on monthly rental expenses.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dunes City, OR1,25512929.0%
      Florence, OR9,36811414.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Anaconda-Deer Lodge County, MT9,366918.7%
      Derby, CO9,36511110.6%
      Summit View, WA9,37112525.5%
      Comox Valley C (Puntledge - Black Creek), BC9,371n/a 
      Springfield, FL9,363954.9%
      Florence, OR9,36811414.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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