Cost of Living in Florence, MT

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18%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Florence Montana National
Cost of living118102100
Groceries105103100
Health care103102100
Housing158101100
Transportation98100100
Utilities102104100
Lifestyle & Entertainment103100100
Household Items99100100
Education & Childcare101102100
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Homes For Sale In Florence, MT

property for sale

5395 New Farm Way

Florence, MT
property for sale

156 Apple Valley Way

Florence, MT
property for sale

5255 High Meadow Dr

Florence, MT
property for sale

5618 Fairview Ln

Florence, MT

Cost Of Living Quick Facts

  • The cost of living in Florence is 17% higher than the Montana average
  • The cost of living in Florence is 18% higher than the national average
  • Florence housing is 58% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Florence

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Compare Florence, MT Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,363$6,780$1,898$2,441
      Renters$47,564$3,964$1,110$1,427

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stevensville, MT1,9421021.9%
      Lolo, MT4,14911010.0%
      Carlton, MT63012626.0%
      Turah, MT31812827.9%
      Florence, MT82211818.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grand Ridge, FL8228218.1%
      Offerman, GA8228317.5%
      Watson, IL8228217.9%
      Gallatin Gateway, MT82212323.4%
      Sausal, NM822973.4%
      Florence, MT82211818.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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