Cost Of Living in Flat Top Mountain, TN

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D

24%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

83%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Flat Top Mountain	Tennessee	National
Cost of living	124	92	100
Groceries	98	98	100
Health care	98	97	100
Housing	183	80	100
Transportation	97	97	100
Utilities	100	98	100
Lifestyle & Entertainment	103	97	100
Household Items	102	98	100
Education & Childcare	97	97	100

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Homes For Sale In Flat Top Mountain, TN

12733 Jones Gap Rd

Soddy Daisy, TN

13716 Jones Gap Rd

Soddy Daisy, TN

1140 Highgate Pt #10

Soddy-Daisy, TN

833 Coke Bowman Rd

Soddy-Daisy, TN

Cost Of Living Quick Facts

The cost of living in Flat Top Mountain is 34% higher than the Tennessee average
The cost of living in Flat Top Mountain is 24% higher than the national average
Flat Top Mountain housing is 83% higher than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$149,639	$12,470	$3,491	$4,490
Renters	$0	$0	$0	$0

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mineral Bluff, GA	345	97	2.8%
Cherry Log, GA	0	99	1.3%
Epworth, GA	330	97	2.8%
McCaysville, GA	1,578	85	15.2%
Copperhill, TN	489	86	14.2%
Flat Top Mountain, TN	921	124	24.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Franklin, AL	921	77	23.2%
Gulf Stream, FL	921	327	227.5%
Glasford, IL	921	86	14.3%
Mesquite, NM	921	83	17.2%
Marshallville, OH	921	88	11.8%
Flat Top Mountain, TN	921	124	24.0%