Cost of Living in Flat Rock, IL

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20%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Flat Rock Illinois National
Cost of living8098100
Groceries98100100
Health care99100100
Housing4295100
Transportation98101100
Utilities9699100
Lifestyle & Entertainment98100100
Household Items97100100
Education & Childcare92100100
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Homes For Sale In Flat Rock, IL

property for sale

3859 Illinois 1

Flat Rock, IL
property for sale

E 3000th AVE North

Flat Rock, IL
property for sale

0 N 1300th St

Flat Rock, IL

Cost Of Living Quick Facts

  • The cost of living in Flat Rock is 18% lower than the Illinois average
  • The cost of living in Flat Rock is 20% lower than the national average
  • Flat Rock housing is 58% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Flat Rock

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Compare Flat Rock, IL Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,923$5,160$1,445$1,858
      Renters$63,220$5,268$1,475$1,897

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Emison, IN81973.1%
      Russellville, IL767425.8%
      Merom, IN1997723.5%
      Oblong, IL1,5577921.1%
      Bruceville, IN4158020.2%
      Flat Rock, IL4778019.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Akiachak, AK477972.8%
      Coaldale, CO47711212.2%
      Burdett, KS4778316.7%
      Seagrove, NC4779010.1%
      Blanco, NM477982.3%
      Flat Rock, IL4778019.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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