Cost of Living in Flagler Beach, FL

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D+
24%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
70%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Flagler Beach Florida National
Cost of living124102100
Groceries102102100
Health care102104100
Housing17097100
Transportation102103100
Utilities110110100
Lifestyle & Entertainment109104100
Household Items104102100
Education & Childcare101106100
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Homes For Sale In Flagler Beach, FL

property for sale

1955 N Central Ave Lot 2 only

Flagler Beach, FL
property for sale

1 Menorca Way

Palm Coast, FL
property for sale

420 Lambert Ave

Flagler Beach, FL
property for sale

223 Seaside Landings Dr S

Flagler Beach, FL

Cost Of Living Quick Facts

  • The cost of living in Flagler Beach is 21% higher than the Florida average
  • The cost of living in Flagler Beach is 24% higher than the national average
  • Flagler Beach housing is 70% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Flagler Beach

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      Salary Calculator

      This is how much you would need to earn in
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,210$7,184$2,011$2,587
      Renters$53,991$4,499$1,260$1,620
      A good way to judge both the affordability of the housing and the cost of living in Flagler Beach is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Flagler Beach has a median income of about $86,210 for people who own homes. Based on that number, a maximum of $2,011 should be spent on expenses related to housing. Renters have a slightly different median income, which is $53,991. Based on this average, renters should spend no more than $1,260 on all rental costs if they want to maintain a non-impoverished standard of living.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Marineland, FL61043.8%
      Bunnell, FL2,957954.9%
      Beverly Beach, FL5751044.3%
      Ormond Beach, FL44,4121088.5%
      Ormond-by-the-Sea, FL7,19811110.7%
      Flagler Beach, FL5,22712423.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eastman, GA5,227909.9%
      Salisbury, MA5,22613535.4%
      Lake City, MN5,226990.6%
      Primera, TX5,2268613.9%
      Glendive, MT5,228928.4%
      Flagler Beach, FL5,22712423.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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