Cost Of Living in Fertile, MN

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15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

48%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fertile	Minnesota	National
Cost of living	85	100	100
Groceries	98	100	100
Health care	98	100	100
Housing	52	100	100
Transportation	98	100	100
Utilities	102	104	100
Lifestyle & Entertainment	99	100	100
Household Items	101	100	100
Education & Childcare	97	99	100

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Homes For Sale In Fertile, MN

12151 435th St SW

Fertile, MN

37160 Braaten Lake RD

Fertile, MN

TBD 440th St SE

Garden Township, MN

37160 Braaten Lake RD SE

Woodside Twp, MN

See the Newest Homes For Sale In Fertile, MN

Cost Of Living Quick Facts

The cost of living in Fertile is 15% lower than the Minnesota average
The cost of living in Fertile is 15% lower than the national average
Fertile housing is 48% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$96,804	$8,067	$2,259	$2,904
Renters	$29,179	$2,432	$681	$875

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Beltrami, MN	98	76	24.1%
Mentor, MN	152	83	17.3%
Erskine, MN	464	83	16.6%
Mahnomen, MN	1,195	85	14.8%
Winger, MN	147	84	16.0%
Fertile, MN	961	85	15.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Plantation, KY	961	95	5.0%
Metolius, OR	961	100	0.3%
Coon Valley, WI	961	92	7.6%
La Farge, WI	961	84	15.7%
Potter Lake, WI	961	109	9.1%
Fertile, MN	961	85	15.3%