Cost Of Living in Fairfield, OK

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17%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fairfield	Oklahoma	National
Cost of living	83	88	100
Groceries	94	96	100
Health care	91	95	100
Housing	59	70	100
Transportation	93	96	100
Utilities	91	96	100
Lifestyle & Entertainment	92	94	100
Household Items	94	97	100
Education & Childcare	97	93	100

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Homes For Sale In Fairfield, OK

81134 S 4720 Rd

Stilwell, OK

81118 S 4725 Rd

Stilwell, OK

Cost Of Living Quick Facts

The cost of living in Fairfield is 6% lower than the Oklahoma average
The cost of living in Fairfield is 17% lower than the national average
Fairfield housing is 41% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,625	$5,469	$1,531	$1,969
Renters	$27,600	$2,300	$644	$828

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Salem, OK	146	93	6.7%
Proctor, OK	392	93	6.7%
Piney, OK	34	93	6.7%
Greasy, OK	270	76	24.1%
Flute Springs, OK	132	76	23.6%
Fairfield, OK	729	83	17.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
What Cheer, IA	729	78	21.7%
Wheatfield, IN	729	88	12.1%
Heron Lake, MN	729	84	15.5%
Lawndale, NC	729	83	17.4%
Edenburg, PA	729	98	1.6%
Fairfield, OK	729	83	17.1%