Cost Of Living in Fairfield, NC

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15%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

46%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fairfield	North Carolina	National
Cost of living	85	96	100
Groceries	99	100	100
Health care	99	99	100
Housing	54	88	100
Transportation	99	99	100
Utilities	97	99	100
Lifestyle & Entertainment	97	100	100
Household Items	101	100	100
Education & Childcare	94	100	100

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Homes For Sale In Fairfield, NC

519 Church St

Fairfield, NC

Cost Of Living Quick Facts

The cost of living in Fairfield is 12% lower than the North Carolina average
The cost of living in Fairfield is 15% lower than the national average
Fairfield housing is 46% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,000	$3,667	$1,027	$1,320
Renters	$0	$0	$0	$0

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Swan Quarter, NC	433	86	13.6%
Engelhard, NC	159	101	1.1%
Fairfield, NC	168	85	15.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Seldovia, AK	168	113	13.0%
Lexa, AR	168	81	19.0%
Antares, AZ	168	87	12.7%
Chapin, IA	168	80	19.9%
Prairieburg, IA	168	83	16.6%
Fairfield, NC	168	85	15.1%